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Purchase Travel Insurance Here

Cover your investment from those unforeseen circumstances that may arise before or during your trip. The All Seasons Travel Plan provides valuable coverage at an affordable price and includes waiver of Pre-existing Medical Condition Exclusion if insurance is purchased within 21 days of Initial Trip Payment.
Insurance Coverages
SCHEDULE OF BENEFITS
MAXIMUM LIMIT Trip Cancellation and Trip Interruption coverages are per booking. All other coverages are per person.
Trip Cost Trip Cancellation & Interruption
$600 Trip Delay (Maximum $200 per day)
$250 Missed Connection
$1,000 Baggage, Personal Effects,
& Sporting Equipment
$1,000 Baggage Delay (Maximum $200 per day)
$25,000 Accident Sickness Medical Expense
$500,000 Emergency Evacuation
and Repatriation of Remains
$100,000 Accidental Death & Dismemberment
$25,000 Car Rental Collision Coverage
 
Plan Cost
7% of Trip Cost
Extra Coverage
• Waiver of Pre-existing Medical Condition Exclusion
  (if purchased within 21 days of initial trip payment).*
* Day one is the date the initial payment is received.
Assistance Services
The following non-insurance services are provided by Travel Guard:

Travel Medical Assistance....................................... Included
Worldwide Travel Assistance................................... Included
LiveTravel® Emergency Assistance......................... Included
Concierge Services.................................................. Included
Identity Theft............................................................ Included
Pet Return Service................................................... Included
Vehicle Return Service............................................. Included
$100 Roadside Assistance per car**........................ Included

**Roadside Assistance service provided by Quest Towing Services, LLC.
 
THIS IS A BRIEF OUTLINE OF COVERAGE - RESTRICTIONS APPLY
Coverage varies by state. For complete coverage information, please refer to the Certificate of Insurance or
Policy for your state of residency prior to purchase by visiting www.travelguard.com/fulfillment.
Trip Cancellation & Interruption
Reimburses prepaid, non-refundable expenses if you must cancel or interrupt your Trip due to Unforeseen:
• Sickness, injury or death of Insured, Traveling Companion, Service Animal, Family Member, or Business Partner;
• Inclement Weather conditions causing delay or cancellation of travel;
• A named hurricane causing cancellation of travel to the Insured’s Destination that is Inaccessible or Uninhabitable;
• The Insured’s Primary Residence being made Uninhabitable or inaccessible by Natural Disaster, vandalism, or burglary;
• The Insured’s Destination being made Uninhabitable or inaccessible by a flood, tornado, earthquake, fire, wildfire, volcanic eruption, or blizzard that is due to natural causes, vandalism, or burglary;
• Being involved in or delayed due to an automobile accident, while en route to the Insured’s Destination;
• Strike, resulting in the complete cessation of travel services at the point of departure or Destination;
• Termination of employment or layoff affecting the Insured or his/her Traveling Companion; must occur more than 14 days after effective date of coverage; must have been with the same employer for at least one year;
• Insured or Traveling Companion is called to active military service or military leave is revoked;
• The Insured has an employer-initiated transfer within the same organization of 250 or more miles after the Insured’s effective date of coverage which requires the Insured’s Primary Residence to be relocated;
• The primary or secondary school where the Insured or Traveling Companion is a student must extend its operating session beyond its regular schedule, which cause the extension of the originally scheduled school year beyond the originally scheduled end date and the Departure Date falls within that period of time;
• A theft of passports or visas specifically required for the Insured’s Trip substantiated by a police report;
• The Insured or Traveling Companion has a Complication of Pregnancy, Normal Pregnancy or Childbirth;
• The Insured or Traveling Companion is hijacked, quarantined, subpoenaed or required to serve on a jury;
• A Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival;
• Mechanical/equipment failure of a Common Carrier that occurs on a scheduled Trip and causes complete cessation of the Insured’s travel.
Trip Delay
Reimburses up to $200 a day for Reasonable Additional Expenses if delayed for 6 hours or more due to:
• Common Carrier delay;
• Natural Disaster;
• Injury or Sickness of the Insured or Traveling Companion;
• Traffic Accident;
• The Insured’s or Traveling Companion’s lost or stolen passports, travel documents, or money;
• The Insured or Traveling Companion is quarantined.
Missed Connection
• Reimburses for additional transportation expenses and unused prepaid, non-refundable trip payments if you miss a trip departure because of cancellation or delay of 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay.
Baggage, Personal Effects & Sporting Equipment
Reimburses for loss, theft, or damage to:
• Baggage and personal effects;
• Unauthorized use of credit cards if guests have complied with credit card conditions.
Baggage Delay
• Reimburses for the purchase of essential items if baggage is delayed or misdirected for more than 12 hours.
Accident Sickness Medical Expense
• Primary Coverage
• Medical Expenses incurred during trip
• Dental maximum of $1,000
Emergency Evacuation & Repatriation of Remains
• Evacuation to the nearest adequate medical facility
• Transportation of remains upon death
Accidental Death & Dismemberment
• Covers death and loss of limb or eyesight within 180 days of an accident.
Car Rental Collision Coverage
• Covers damage due to collision, vandalism, windstorm, fire, hail or flood. (No deductible.)
Assistance Services*
Travel Medical Assistance • Worldwide Travel Assistance
• LiveTravel® Emergency Assistance • Concierge Services
• Identity Theft • Pet Return Service •Vehicle Return Service•
$100 Roadside Assistance (provided by Quest Towing Services, LLC.)
*Non-insurance services are provided by Travel Guard.
PRE-EXISTING MEDICAL CONDITION EXCLUSION
The Insurer will not pay for any Loss or expense incurred as the result of an Injury, Sickness or other condition of an Insured, Traveling Companion, Business Partner, or Family Member which, within the 60 day period immediately preceding and including the Insured’s coverage effective date: (a) first manifested itself, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; (b) for which care or treatment was given or recommended by a Physician; (c) required taking prescription drugs or medicines, unless the condition for which the drugs or medicines are taken remains controlled without any change in the required prescription drugs or medicines.
The policy covers trips up to 180 days in length. Effective Date: Trip Cancellation benefit will be effective at 12:01 a.m. on the day after the plan cost is paid to the travel agent. All other coverage will take effect on the date the insured leaves for their trip. Termination Date: All coverage ends on the earlier of: (a) the date the trip is completed; (b) the scheduled trip completion date; (c) the Insured’s arrival at the return destination on a round trip, or the destination on a one-way trip; or (d) cancellation of the trip covered by the policy.

This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc (Travel Guard). California lic. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, www. travelguard.com. CA DOI toll free number: 800-927-HELP. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. The purchase of travel insurance is not required in order to purchase any other product or service from the travel retailer. Travel assistance services provided by Travel Guard.


To file a claim with Travel Guard please call the toll free number 1-877-249-5376. You can start the claim process on the phone. You will need to tell them you purchased the "ALL SEASONS TRAVEL PLAN" product number 008573 thru www.ivacationonline.com which has a Travel guard account number of 97908. They will assign you a claim number and begin to process the claim.





Travel Guard Travel Insurance

ivacationonline.com LLC Travel Insurance Division offers optional trip insurance through Travel Guard, one of the top three independent travel insurance plan companies in the world. Travel Guard is a reliable, respected company whose plans cover six million travelers annually. We urge you to consider purchasing this Travel Guard plan to cover your vacation investment from cancellation penalties, unexpected medical expenses and travel/baggage delays to name a few.

The cost of the insurance plan is 7% of the total trip cost and you can purchase it here.

For a copy of the plan you are purchasingClick Here For More Details.You will receive a copy of this with your confirmation email. You may purchase coverage up to the date the final rental payment is made OR 30 days prior to arrival at the rental property, whichever comes first. If you are making a new reservation and you are scheduled to arrive in less than 30 days, you may purchase insurance as long as you do it at the time of booking. * Please see below if you have previously booked your trip and you are now within 30 days of the trip. You can still buy a travel insurance plan, just follow the link below.

If you want to purchase the TRAVEL GUARD - ALL SEASON TRAVEL PLAN, please fill out the form below, calculate your price and buy your plan online. Simply enter your information below, enter the amount of your TOTAL TRIP COSTS INCLUDING RENTAL, please include all fees you want covered and click CALCULATE. The price of the plan is 7% of your TOTAL TRIP COST. You will receive an email with all the Plan Information upon completion.
First Name:
Last Name:
Address:
City:
State:
Zip:
Phone:
Email Address:
Check In Date:
Check Out Date:
Total Vacation including air, car etc: $ Enter Amount to Insure
  x 7%
  $ Total Due
Credit Card Information
Credit Card Number:
First Name On Card:
Last Name On Card:
Expiration Date:
CVV Number:
  
Credit Cards Accepted: Visa Accepted Master Card Accepted Discover Accepted American Express Accepted



* If you have previously booked your trip and it is now within 30 days of your trip, please click here to buy Travel Guard Travel Insurance here: Travel Guard Travel Insurance

DO YOU WANT "CANCEL FOR ANY REASON" COVERAGE?

If you are looking for coverage to be able to CANCEL FOR ANY REASON, this plan is for you! To see more about this coverage see the below links.

NOTE: You must purchase the All Seasons Travel Plan with Cancel for Any Reason within 21 days of initial trip payment. The Pre-Existing Medical Condition Exclusion is waived. You must be medically able to travel when you pay your plan cost. Trip Cancellation & Interruption coverages are per booking. All other coverages are per person.









Q. Why should I purchase travel insurance for my vacation?
A. You've saved, you've waited, and now you're all set to travel. Preparing for your trip includes covering yourself for unfortunate occurrences that can interfere with even your best-laid plans. By purchasing a travel insurance plan, you can insure yourself for covered cancellation penalties, medical costs, as well as gain access to a wide range of traveler's assistance services.

Did you know that the All Seasons Travel Plan could cover you if:
  • Someone in your family suffers an illness or injury, even if they aren't scheduled to travel with you
  • You become ill and can't travel or your child comes down with the chicken pox and you are quarantined
  • You or a traveling companion loses a job and you or they have been with the employer for at least one year
  • Weather prevents you from leaving home and reaching your destination
  • A family member passes away and you must return from your vacation early
  • Your luggage or sports equipment is lost or delayed by the airline
  • You twist your ankle and must visit a physician while traveling
  • Other unforeseeable events as listed in the Description of Coverage

    What are the coverages?

  • Trip Cost - Trip Cancellation & Interruption(covers trip costs up to $100,000)
    Per Booking Coverage
    Covers your trip investment if you must cancel or interrupt your trip due to covered reasons such as sickness, injury or death to you, traveling companion, family member, business partner or service animal; inclement weather; mechanical break down of a common carrier, being subpoenaed or required to serve jury duty, being called into active military service or having leave revoked or be reassigned, involuntary termination of employment or layoff; your principal residence or destination being made uninhabitable; pregnancy or childbirth.
  • $600 - Trip Delay($200 per day)
    Per Person Coverage
    Reimburses for the purchase of essential items (i.e. meals, hotels, etc.) if delayed for 6 or more hours because of a carrier caused delay, lost/stolen passport, travel documents or money, quarantine, natural disaster, injury or sickness of the insured or a traveling companion or the Insured being involved in or delayed due to a traffic accident while in route to a departure as substantiated by a police report.
  • $250 - Missed Connection
    Per Person Coverage
    Reimbursement for additional transportation expenses and unused prepaid, non-refundable trip payments if you miss a trip departure because of cancellation or delay of 3 or more hours of all regularly scheduled airline flights due to Inclement Weather or Common Carrier caused delay.
  • $1,000 - Baggage Delay($200 per day)
    Per Person Coverage
    If your baggage is delayed for more than 12 hours, you will be reimbursed for the purchase of essential items (i.e. clothing, toiletries, etc.)
  • $1,000 Baggage, Sportsman Equipment and Personal Effects Loss Per Person Coverage
    Reimburses you if your baggage is lost, stolen, or damaged while on your trip.
  • $25,000 - Medical Expense($1,000 Dental)
    Per Person Coverage
    Covers emergency medical expenses incurred while traveling; includes emergency dental treatment.
  • $500,000 - Emergency Evacuation & Repatriation of Remains
    Per Person Coverage

    Covers evacuation and transportation to the nearest adequate medical facility (or home in the event of death or if medically required) as well as a medical escort if deemed necessary.
  • $100,000 - Accidental Death & Dismemberment Per Person Coverage
    Covers death and loss of limb or eyesight within 180 days of an accident.
  • $25,000 – Car Rental Collision Coverage Per Car Coverage
    $25,000 in primary coverage! Covers cost of repairs for damage due to covered reasons to a rental car, up to the limit of coverage, for which the car rental contract holds you responsible.
  • The following non-insurance services are included and provided by Travel Guard:
  • Travel Medical Assistance
  • Worldwide Travel Assistance
  • LiveTravel® Emergency Assistance
  • Concierge Services
  • Identity Theft (Not available to NY residents)
  • Pet Return Service
  • Vehicle Return Service
  • $100 Roadside Assistance (per car)* includes: Towing, flat tire, lock-out and battery assistance as well as oil, fluid & water delivery service
    *Roadside Assistance service provided by Coach-net Services Inc.

    Q. Are the benefits listed per insured or per booking?
    A. The benefits for Trip Cancellation and Trip Interruption are the total per booking. For example if the insured purchased travel insurance coverage for a trip costing a total of $2,000, this would be the maximum reimbursement allowable under trip cancellation or interruption for that booking. All other coverages are per person with the exception of the Car Rental Collision Coverage which is per car coverage.

    Q. Will my current homeowners, renters, credit card, health or insurance policies cover me during my trip?
    A. Other insurance may not provide coverage while you travel due to coverage provisions, limitations, exclusions and restrictions. Many people don't have any insurance coverage at all if they must cancel their trip. This insurance plan has a wide range of travel benefits; which credit card, homeowners, and renter's insurance may not provide. The medical expense coverage included in this insurance plan is vital for people whose health insurance plans may not pay for medical expenses incurred outside of the United States (e.g., Medicare, certain HMO's, etc.) This coverage in this plan is primary.

    Q. I know that I have a pre-existing medical condition; will the plan cover me?
    A. Even if you have a medical condition that has been unstable in the last 60 days, you should still consider purchasing this insurance plan because the Pre-Existing Condition exclusion will be waived if you purchase the plan within 21 days of your initial deposit. As long as you are medically able to travel at time of purchase, having the Pre-Existing Condition exclusion waiver is the easiest way to help alleviate doubt as to coverage due to chronic medical conditions. There are some conditions that are not included in the exclusion wiaver such as anxiety related mental or nervous disorders. Please see the Exclusions section of the Description of Coverage to view these conditions.

    Q. One of the covered reasons listed under trip cancellation is "Sickness, Injury or death of an Insured, Family Member, Traveling Companion, Service Animal or Business Partner". What is the definition of a Family Member, Business Partner and Service Animal?
    A. The family member definition means the Insured's or Traveling Companion's spouse, Domestic Partner, Child, daughter-in-law, son-in-law, brother, sister, mother, father, grandparents, grandchild, step-child, stepbrother, step-sister, step-parents, parents-in-law, brother-in-law, sister-in-law, aunt, uncle, niece, nephew, legal guardian, Caregiver, foster child, ward, or legal ward. The Business Partner definition means a person who: (1) is involved with the Insured or the Insured's Traveling Companion in a legal partnership; and (2) is actively involved in the daily management of the business. The Service Animal definition means any guide dog, signal dog, or other animal individually trained to work or perform tasks for the benefit of an individual with a disability, including, but not limited to, guiding persons with impaired vision, alerting persons with impaired hearing to intruders or sounds, providing animal protection or rescue work, pulling a wheelchair, or fetching dropped items.

    Q. Given the current economy, what if my spouse loses his/her job?
    A. The All Seasons Travel Plan includes coverage for trip cancellation/interruption due to involuntary termination or layoff which occurs more than 14 days after an Insured's effective date of coverage. Only one year of employment with the same employer is required. If you or one of your traveling companions loses a job through no fault of your or their own and you need to cancel or interrupt your trip, this plan can provide reimbursement of non-refundable pre-paid travel expenses.

    Q: What if I need transportation due to medical reasons and I am unable to get prior authorization from Travel Guard?
    A. We always instruct our customers to contact local medical services during an emergency for immediate medical attention, or evacuation if necessary, and then notify Travel Guard as soon as is reasonably possible. Payment arrangements for your evacuation will depend on the nature of your particular situation and should be discussed with Travel Guard.

    Q. Will my vacation be covered if I must cancel due to a hurricane?
    A. You will have coverage if the property that you are scheduled to be staying at is inaccessible or uninhabitable within 30 days after the named hurricane causes the damage.

    Q. Is there help while I'm traveling?
    A. One of the valued benefits offered in this insurance plan is the 24-Hour Emergency Assistance Service. Travel Guard is a leader in this field. With Travel Guard, you have access to the services of a highly trained, multi-lingual staff around the clock to assist you with such emergencies as cash transfers, lost documents, medical or legal monitoring, and referrals. They are also equipped to respond in many unexpected circumstances. If an emergency should arise during your trip, call Travel Guard immediately and give the details of your problem or medical emergency.

    Q. Where can I call for more information?
    A. You may call Travel Guard at 1.877.249.5376, with any questions regarding the travel insurance. Their service representatives will be happy to assist you.

    Q. When is the latest the insurance plan can be purchased?
    A. The plan can be purchased up until the final trip payment is made or 30 days prior to arrival, whichever comes first. If a booking is made within 30 days of the scheduled arrival date, the guest can purchase the insurance plan the day of the booking only.

    Q. How do I file a claim?
    A. In the event of a claim, please notify your booking agent immediately. Then call Travel Guard at 1.877.249.5376 and refer to product #008573 P1 to start your claim.

    This is only a brief description of the coverage(s) available under policy series T30337NUFIC. The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.
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